Pricing
One flat platform price. Two ways to process.
Choose the program that fits your practice. Every Arlo runs the same intelligence.
Choose your program
Two ways to process. The same Arlo either way.
Both programs run on the same rails, the same terminal, and the same platform. The only difference is how the cost of accepting a card is handled.
Keep 100 percent of what you collect.
- Patients choose between two honest posted prices, shown before checkout.
- The cash price is posted below the card price, and the difference covers the cost of acceptance.
- Disclosed dual-pricing programs are permitted in all 50 states.
- Compliant signage and a dual-pricing terminal are included.
2.59% + $0.20
That is the whole rate card.
- No monthly minimums.
- No surcharge on keyed transactions.
- No per-item games and no tiered buckets.
- The same free terminal and the same platform as Arlo Choice.
Prefer traditional pricing? This is the most competitive flat rate in dental.
The decision
Which is right for your practice?
Both run the same Arlo. The only difference is how processing is priced.
Arlo Choice
fits you if:
- You want processing costs off your books entirely, every month, forever
- Your patients already see cash and card prices around town and think nothing of it
- Watching fees climb on every statement is the thing you are done with
- You run multiple locations and want one simple economic story across all of them
Arlo Standard
fits you if:
- You want patients to see a single price, everywhere, no exceptions
- Your patient mix or presentation style makes traditional pricing the comfortable call
- You are switching from a flat-rate processor and want the move to feel identical, just cheaper
- You simply prefer it; that is reason enough
| What is being compared | Arlo Choice | Arlo Standard |
|---|---|---|
| What the practice pays | The platform fee. That is all. | 2.59% + $0.20 per transaction, plus the platform fee |
| What patients see | Two honest posted prices; they choose | One price |
| Every Arlo feature | Included | Included |
| Change your mind later | Switch programs with one email; same terminal, same Arlo | Same in reverse |
Still deciding? Run your numbers below. Or email your last statement to contact@arlopayments.com and we will run them for you.
The platform
One flat monthly price. Per location, no contract.
Every Arlo runs the same intelligence. The tier decides how far into the practice Arlo can see.
Arlo Core
Processing plus the full AI layer.
$49.95
per location, per month
- The morning brief, every day before the first patient
- The waiting-on-you inbox
- Complete reports with CSV export
- Pay-by-link collections
- Multi-location support
Arlo Connected
Everything in Arlo Core, plus the practice merge.
$99.95
per location, per month
- Production and collections beside payments
- Collection rate and AR aging
- Posting-gap reconciliation
- Practice reports across every location
- Ledger write-back when it is released
One caught posting gap a month pays for it.
Platform price is the same on Arlo Choice and Arlo Standard.
The math
A practice running $110,000 a month.
Roughly 400 transactions at a $275 average ticket. Here is what each row costs that practice every month, all in.
What a typical practice pays today
Processing only, at a typical effective rate of 2.6% to 3.6%. No platform included.
Arlo Core
$2,860 to $3,960
Arlo Connected
$2,860 to $3,960
Arlo Choice, all in
The posted differential is designed to cover the cost of acceptance, which leaves the platform fee.
Arlo Core
$49.95
Arlo Connected
$99.95
Arlo Standard, all in
2.59% plus 20 cents comes to $2,929.00, plus the platform fee.
Arlo Core
$2,978.95
Arlo Connected
$3,028.95
An illustration, not a quote. The figures above are calculated from the volume and average ticket stated here; your own result depends on your volume, your card mix, and your average ticket. No competitor rates are shown or implied. A net processing cost of zero on Arlo Choice is a program design target, not a guarantee.
Want your exact number?
Email your last statement to contact@arlopayments.com and Arlo will run the comparison on your own volume.
Run your numbers
Your practice, your volume. Not an example.
Put in last month's card volume and see what stops leaving the practice under Arlo Choice.
Three numbers from your statement
Total card sales for the month. Cards only, not cash or check.
The all-in fee total on that statement, every line included.
Roughly what a typical card payment comes to. It sets the per-transaction fee on Arlo Standard.
Fill in all three fields and the comparison appears here: what you pay today, what Arlo Choice would cost, and what Arlo Standard would cost.
Included on everything
No setup fees, no contracts, no surprises.
- No setup fees
- No contracts
- No cancellation fees
- Unlimited processing
- Free terminal
- Free compliant signage on Arlo Choice
- Email support
- Keep your current processor until you are completely satisfied
Questions about price
Straight answers.
What owners ask before they move a merchant account.
The first and only AI-native merchant card processor built for dentists and healthcare professionals.